You can apply:
- Online, if you are within 3 months of age 62 or older, or.
- By calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or visiting your local Social Security office.
Can I collect ex spousal benefits and wait until I am 70 to collect my own Social Security?
You can only collect spousal benefits and wait until 70 to claim your retirement benefit if both of the following are true: You were born before Jan. 2, 1954. Your spouse is collecting his or her own Social Security retirement benefit.
Does wife keep receiving husband’s Social Security?
If you remarry after you reach age 60 (age 50 if disabled), you will continue to qualify for benefits on your deceased spouse’s Social Security record. If you receive benefits as a widow, widower, or surviving divorced spouse, you can switch to your own retirement benefit as early as age 62.
What happens if I don’t have my wife’s Social Security number?
Of course, if you don’t have a court ordered separation, you won’t qualify. And if you think you need to file as married, and file with the written statement, the IRS will check out your wife’s return and make a decision. *Answers are correct to the best of my ability at the time of posting but do not constitute legal or tax advice.*
Can a spouse collect Social Security on their own work record?
You can collect benefits on a spouse’s work record regardless of whether you also worked. If your own retirement benefit is lower than your spousal benefit, Social Security will pay you the higher amount. To qualify for survivor benefits, you must have been:
How much of my husband’s Social Security do I get?
Depending on your age upon claiming, spousal benefits can range from 32.5 percent to 50 percent of your husband’s or wife’s primary insurance amount (the retirement benefit to which he or she is entitled at full retirement age, or FRA). Regardless of the amount of the spousal benefit, it does not affect the amount of your mate’s retirement payment.
What happens when you apply for Social Security as a spouse?
If you do have enough credits to qualify for your own Social Security benefits and you apply for your own retirement benefits and for benefits as a spouse, we always pay your own benefits first. If your benefits as a spouse are higher than your own retirement benefits, you will get a combination of benefits equaling the higher spouse benefit.
