Typically, it takes 6 weeks to process your application and for the benefits to start. However, it will take longer if you submit incorrect information. Also, the duration for approval will depend on the number of submissions the Social Security Administration (SSA) will be processing at the time.
How long does it take to get retirement once you apply?
While it generally takes approximately six weeks for an application to be processed, it is advisable for you to initiate the process three months before you want to receive your first benefit payment.
Can you be denied Social Security retirement benefits?
You may qualify for SSDI if you have worked for at least two years and paid sufficient Federal Insurance Contributions Act (FICA) taxes. However, you may still be denied these benefits if Social Security Administration determines you are not medically disabled.
How do you apply for retirement benefits online?
The retirement benefits application process follows these general steps, whether you apply online, by phone, or in person: Gather the information and documents you need to apply. Complete and submit your application.
What to know before applying for retirement benefits?
If you’re preparing to apply for retirement benefits, knowing when you’re eligible to apply and how the system works are the first steps in choosing what age is right for you. Before you submit an application, go to our Learn About Retirement Benefits page to understand:
What happens if you work before your full retirement age?
If you start your benefits before your full retirement age, your benefits are reduced a fraction of a percent for each month before your full retirement age. You can get Social Security retirement benefits and work at the same time before your full retirement age.
What happens if you delay filing for retirement?
If you delay filing for your benefits until after full retirement age, you will be eligible for delayed retirement credits that would increase your monthly benefit. If you also continue to work, you will be able to receive your full retirement benefits and any increase resulting from your additional earnings when we recalculate your benefits.
